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High car insurance premiums just add to the argument against car ownership. Young adults who do choose to own a car have a few ways to hammer down their premiums.
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In Ontario, the auto insurance market is private. This means privately run companies can determine the premium cost for insurance in the province. However, all of these rates must be assessed and accepted by the Financial Services Commission of Ontario (FSCO). Remember, auto insurance is required by law in Ontario and indeed throughout Canada.
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Title Address Description; Windsor, Ontario: 1591 Ouellette Ave. Windsor, ON N8X 1K5: Tel: 519-253-6376 Fax: 1-855-552-7329 Contact: Paul Lemmon: Agincourt, Ontario
Nevertheless, statistics say a home valued at under $300,000 generally sees an average home insurance cost in Ontario of $702 a year, and homes in the higher brackets—between $300,000 and $700,000, for example—can expect to pay approximately $924.